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Buy Now Pay Later: Engagement Rings & Fine Jewelry
Written by Harry Spencer
Love yourself some diamond jewelry but worried about instant large payments making a dent in your wallet? Worry no more! Lab-grown diamonds already help a lot with their price levels being a fraction of their mined counterparts, but having multiple payment options isn’t hurting anyone.
Discover Friendly’s payment options as well as their buy now, pay later feature for your lab-grown diamond engagement rings and fine jewelry.
Table of Content
Payment Options
Friendly Diamonds is here to help make your jewelry buying experience super easy and smooth. A variety of payment methods are available for buying your choice of jewels. All prices are in US dollars, and of course, customers can choose to pay for their pieces in one go, but anyone can also choose to make installment payments or can use one of our policies that allows buy now, pay later for engagement rings and fine jewelry.
Modes of Payment
Split it:
Making your payment method an easy-peasy process is part of the ‘split it’ mode. You can purchase your item of choice by splitting your payment with separate debit or credit cards.
How does it work?
Your first payment must be at least 51% of the total amount, and the rest of it can be paid with a different card. Visa, Mastercard, and American Express, as well as other established credit or debit cards, can be used for this process. Add your faves and proceed to check out, fill out your details like name, country, and address, and simply select “SPLIT” from there on to use this way of payment.
Affirm Monthly Payments:
This payment mode is exclusively for the people of the United States only. Affirm Financing helps split your purchase into monthly payment plans with rates that begin as low as 0% APR for well-qualified buyers, which is based on your credit profile and eligibility.
How does it work?
At checkout, select Affirm and share your basic details and get advice for a real-time financing decision. You can choose a payment plan of 2, 3, 4, or 6 months too. Your APR percentage can depend on your eligibility. With no hidden fees or charges, your payments are made monthly according to your choice of plan, making buy now, pay later for engagement rings effortless.
Klarna:
Let’s just say you can pay super easily with Klarna, and we’ll tell you how. This method lets you pay over time with flexible payment options in just a few clicks. You can pay in 3 or 4 installments that are interest-free, where your total amount is split into equal parts.
How does it work?
At checkout, make your first payment, and then you’ll get automatically charged at regular intervals. Tbh, this can help make budgeting stress-free and your experience smoother than ever. All your payments can also be tracked through the Klarna app.
FAQs
Is buy now, pay later secure?
A. Buy now, pay later is very safe and secure when payment methods like Klarna are used. All your information is safe and secure with Friendly Diamonds, as it partners only with trusted third parties that are recognized for their reliability.
Can I combine offers and discounts with buy now, pay later options?
A. Mostly yes, since your promos and codes are applicable before you select the payment plan, then discounts are usually given based on the offers going on the day of purchase. Final eligibility depends on the payment provider selected.
Who is eligible for Affirm monthly payments?
A. There are a couple of eligibility requirements to use Affirm.
- You should be a resident of the United States or a U.S. territory.
- You should be 18 years of age or 19 if you’re a ward of the state in Nebraska
- You need to have a valid social security number
- Finally, you need to own a U.S.-registered phone number to receive SMS.
Choose Friendly Diamonds for a Friendlier Tomorrow!
